Home Insurance in Flower Mound, Fort Worth & Denton Tx

Serving Texas Residents Since 1999

Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.

Insurance for Homeowners Throughout Texas

Home is the one place where you and your family should always feel safe. It is a reprieve from work and the complications of life. Unfortunately, some complications can arise in your own home—or because of it. Accidents and natural disasters cause millions of dollars in damage each year. To protect yourself and your family against these expenses, it is important to have a comprehensive homeowners insurance policy. 

Consolidated Insurance Markets represents Nationwide to serve homeowners across Texas with reliable and affordable home insurance. Our insurance professionals will evaluate your risk and help you tailor a policy to fit you, your family and your home. 

What Does Home Insurance Cover?

Home insurance is designed to protect your home, belongings and family in case of a variety of accidents. A basic home insurance policy covers four main areas: 

Liability 

Personal general liability under home insurance covers accidents of bodily injury and property damage someone else may suffer. For example, if a visitor trips and falls in your home, liability insurance can help pay for their medical bills. It can also protect you in case of a lawsuit regarding these types of accidents. Liability can also extend to cover damage and injuries caused by your children or pets. If your pet bites someone, or if your child accidentally breaks someone’s window with a baseball, liability insurance can help pay for the related expenses. 

Dwelling 

Dwelling coverage provides compensation for damages to the physical home and its attached structures. It covers against a list of perils, including: 

• Fire 
• Wind 
• Hail 
• Lightning 
• Smoke 
• Explosions 
• Falling Objects 
• Theft 
• Vandalism 

Personal Belongings 

Personal belongings coverage provides compensation if your personal items are lost or damaged due to many of the same perils as covered by dwelling insurance. There are also optional policy floaters available to cover your expensive items such as jewelry, furs, art and electronics. 

Insure Your Texas Home 

Protecting your home from danger doesn’t have to be complicated. Make it easy by contacting Consolidated Insurance Markets at (972) 459-1995 or fill out an online quote form to get started today. 

Common Home Insurance Questions 

When Do I Need Home Insurance? 

It’s recommended that you have a home insurance policy in place before you move in. By the time you sign the dotted line, you should already have a policy to protect you and your home from the moment you’re ready to receive the keys. 

How Often are Home Insurance Premiums Paid? 

Most home insurance premiums are paid on a monthly basis. Some policies allow you to pay annual premiums for a discount, however. 

How Much Does Home Insurance Cost? 

Home insurance rates are determined through your location, credit score, claims history, coverage limits, the value of your home and other factors. Fill out an to find out how much you can save on homeowners insurance.

Other Insurance Products:

• Auto Insurance
• Renters Insurance
• Motorcycle Insurance
• Recreational Vehicle Insurance
• Flood Insurance

Contact us today to discuss protecting your home and your priceless memories today!