Renters Insurance Quote Forms
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Renters Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Renters Insurance Information
Renters Insurance in Flower Mound, Fort Worth & Denton Tx
Serving Texas Residents Since 1999
Many renters believe that renting a space comes with a lot less responsibility and risk than owning a home. While this is true in many aspects, a lot of the same danger homeowners face and plague renters, as well. Your landlord’s property insurance won’t generally cover your personal belongings or issues that occur between you and another person. This is why all tenants should consider renters insurance.
As a representative of Nationwide, Consolidated Insurance Markets provides high quality service and genuine customer care. We will help you evaluate risks and build a renters insurance policy that suits your coverage needs at a competitive price.
What Does Renters Insurance Cover?
A typical renters insurance policy covers three areas: liability, personal belongings and additional living expenses.
General liability under renters insurance covers bodily injury and property damage someone else may suffer on your rented property. For example, say you have a friend visit and they trip and fall in your bathroom. Renters liability insurance can help pay for their medical bills, along when compensating you for legal expenses in case of a lawsuit. This insurance can also extend to accidents off of the property, including injuries and damages caused by your children or pets.
Personal belongings coverage provides compensation if your personal items are lost or damaged due to fire, wind, hail, lightning, smoke, theft, vandalism and more. This insurance does not cover damage to the actual unit or rented property. Instead, it is designed only to cover your belongings, such as furniture, clothes, bags, etc. There are additional policy floaters available to cover expensive items such as jewelry, furs, art and electronics.
Additional Living Expenses
Additional living expenses help with the cost of temporarily moving if the rented space is rendered uninhabitable by a disaster. For example, say your apartment is hit heavily by a tornado and you can no longer live inside until repairs are complete. Additional living expense coverage can play for temporary shelter, such as hotel payments, food and other resources.
You may also want to add coverages to your renters insurance policy such as:
Get Insured Today
Speak with a knowledgeable agent today from Consolidated Insurance Markets at (972) 459-1995 or fill out an online quote form to get started.
Common Renters Insurance Questions
How Much Renters Insurance Do I Need?
Tenants may have different renters insurance needs, meaning you will need a policy tailored for you. In general, you should have enough personal belongings coverage to cover the value of your insured items. Your liability limits may vary depending on your lifestyle, however, so be sure to speak with an insurance agent about a renters insurance policy.
How Much Does Renters Insurance Cost?
The cost of renters insurance depends on your location, credit score, coverage limits, deductibles and other factors. Fill out an to find out how much you can save on renters insurance through Consolidated Insurance Markets.
How Does Renters Insurance Work?
Renters insurance works similarly to homeowners insurance with a few key differences. You pay monthly premiums in return for coverage, but coverage and compensation may be different than a home insurance policy. Renters insurance, for example, does not cover the physical rented space.
What Renters Insurance is Required by Law?
Renters insurance is not technically required by state or federal law. Most landlords can and will require tenants to carry a certain amount of renters insurance, however. This typically includes at least some form of liability insurance.
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