Manufactured Home

Manufactured home insurance, also known as mobile home insurance, is a type of coverage designed specifically for factory-built homes that are transportable and usually placed on a rented or leased lot. Unlike traditional homeowners insurance, manufactured home insurance policies take into account the unique characteristics and risks associated with these types of dwellings. These policies typically provide coverage for the structure itself, personal belongings, liability protection, and often include additional endorsements or riders to cover risks such as wind damage, flood, and other perils that may be more common in areas where manufactured homes are prevalent. Manufactured home insurance is crucial for protecting these types of residences, which can be more vulnerable to certain hazards due to their construction methods and mobility.