Motorcycle Insurance in Flower Mound, TX

Serving Texas Motorcycle Owners Since 1999

Owning a motorcycle can be a source of pride, and maintaining one can be a rewarding and engaging hobby. Whether you’re a seasoned rider or a novice, motorcycle insurance can provide financial protection against various perils.

What Is It?

Motorcycle policies are specifically designed to protect motorcycle owners and riders from financial losses due to accidents, theft or other unforeseen events. It works similarly to auto insurance but is tailored to address the unique risks and needs of motorcyclists. Motorcycle policies typically include liability coverage, which may pay for damages or injuries you may cause to others in an accident, as well as coverage for your own bike and medical expenses.

What Coverage Should I Get for Motorcycle Insurance?

When choosing motorcycle insurance, it’s essential to consider the following types of coverage:

• Liability coverage may cover bodily injury and property damage you may cause to others in an accident.
• Collision coverage may pay for damage to your motorcycle resulting from a collision with another vehicle or object, regardless of fault.
• Comprehensive coverage may repair or replace your motorcycle due to fire, theft vandalism or collision with an animal.
• Uninsured/underinsured motorist coverage may provide financial aid if you’re involved in an accident with a driver who has insufficient or no insurance.
• Medical payments coverage may compensate for medical expenses for you and your passengers following an accident.
• Optional equipment coverage may cover custom parts, gear and other accessories added to your motorcycle.

How Much Does It Cost?

Rates are different for every bike and rider. Some factors that affect motorcycle insurance cost include your age, riding experience, location, type of motorcycle and coverage limits. Opting for higher coverage limits or adding additional riders can increase the premium. However, discounts may be available for bundling policies, completing motorcycle safety courses or maintaining a clean driving record.

Where to Buy Motorcycle Insurance

At Consolidated Insurance Markets, we understand the unique needs of motorcyclists and offer tailored insurance solutions to fit your budget and riding style. Contact us today to get a customized quote.