March 19, 2025
AgencyHow Home Renovations Can Affect Your Home Insurance Rates
Home renovations can significantly impact your home insurance rates, often in ways homeowners might not anticipate. While some upgrades can lead to higher premiums, others might actually reduce your insurance costs. Understanding these dynamics can help you make informed decisions about your renovation projects. Increased Coverage Needs One of the primary reasons home renovations can […]
January 31, 2025
AgencyUnderstanding the Difference Between General Liability and Professional Liability Insurance
When it comes to protecting your business, understanding the nuances between different types of insurance is crucial. For many businesses, two of the most critical policy types are general liability insurance and professional liability insurance. While they may seem similar, they cover different risks and may be essential for their own facets of ideal business […]
November 26, 2024
AgencyHealth Insurance: The Importance of Preventive Care
Health insurance can be crucial to maintaining overall well-being, and one of its most significant benefits is the emphasis on preventive care. Preventive care typically includes services such as vaccinations, screenings and regular checkups that help detect and prevent illnesses before they become serious. This proactive approach to health care is essential. Importance of Preventive […]
February 28, 2021
AgencyHow Long Do You Have to Work to Qualify for Workers Compensation?
While workers compensation is a type of employee benefit, this insurance is different from other employee benefits such as health insurance or life insurance. Not only does it work for the employee, but it also helps protect the employer in case of an accident. Employers should have a workers compensation policy in place before any employee steps foot in […]
December 30, 2020
AgencyWhy You Must Report Commercial Vehicle Accidents
When you have a car accident, particularly if it involves a business vehicle or company driver, it is important that you report the accident to the police and file an appropriate report. This is not only important for insurance purposes, but also because failing to report an accident can qualify as criminal in most states. […]
November 25, 2020
AgencyWhat is the Purpose of a Business Owners Policy?
When looking to protect your business, you will need a type of insurance policy tailored specifically for your company. Insurance needs vary industry to industry and even business to business, but some policies are versatile enough to let business owners adjust coverage as needed. What Does a Business Owners Policy Cover? A business owners policy […]
October 29, 2020
AgencyEasy Ways to Avoid Workers Compensation Claims
Accidents happen. People trip, fumble, drop things and are injured even in the safest of spaces. While you can’t predict every injury that could occur at your business, there are some easy ways to make your workplace safer for employees. 1. Invest in Proper Training Training is crucial in physical jobs. If your employees are […]
September 23, 2020
AgencyChoosing General Liability Insurance Limits for Your Business
When buying business insurance, you’ll have to count general liability insurance among the essential coverage to add to your portfolio. This coverage will make sure your business can compensate others when their losses are your fault. However, you must have general liability insurance that is appropriate for your business’s operations. What factors should you consider […]
August 5, 2020
AgencyIs It Expensive to Insure Commercial Vehicles?
A lot of businesses own or use vehicles to transport equipment, travel between locations and complete other work-related activities. Unique insurance is needed for these vehicles, which can make money-conscious businessowners nervous. Thankfully, commercial auto insurance for work vehicles isn’t always expensive. You could pay as low as $600 a year to insure a single […]
June 17, 2020
Agency4 Advantages of Workers Compensation Insurance
Employers are legally responsible for providing Workers Compensation‘ in most states. This falls back to your responsibility for the safety of your employees in the workplace. However, you may not be aware of the advantages of workers’ compensation insurance for employers. Let’s take a closer look at the extended benefits of buying this coverage. […]