February 28, 2021
AgencyHow Long Do You Have to Work to Qualify for Workers Compensation?
While workers compensation is a type of employee benefit, this insurance is different from other employee benefits such as health insurance or life insurance. Not only does it work for the employee, but it also helps protect the employer in case of an accident. Employers should have a workers compensation policy in place before any employee steps foot in […]
December 30, 2020
AgencyWhy You Must Report Commercial Vehicle Accidents
When you have a car accident, particularly if it involves a business vehicle or company driver, it is important that you report the accident to the police and file an appropriate report. This is not only important for insurance purposes, but also because failing to report an accident can qualify as criminal in most states. […]
November 25, 2020
AgencyWhat is the Purpose of a Business Owners Policy?
When looking to protect your business, you will need a type of insurance policy tailored specifically for your company. Insurance needs vary industry to industry and even business to business, but some policies are versatile enough to let business owners adjust coverage as needed. What Does a Business Owners Policy Cover? A business owners policy […]
October 29, 2020
AgencyEasy Ways to Avoid Workers Compensation Claims
Accidents happen. People trip, fumble, drop things and are injured even in the safest of spaces. While you can’t predict every injury that could occur at your business, there are some easy ways to make your workplace safer for employees. 1. Invest in Proper Training Training is crucial in physical jobs. If your employees are […]
September 23, 2020
AgencyChoosing General Liability Insurance Limits for Your Business
When buying business insurance, you’ll have to count general liability insurance among the essential coverage to add to your portfolio. This coverage will make sure your business can compensate others when their losses are your fault. However, you must have general liability insurance that is appropriate for your business’s operations. What factors should you consider […]
August 5, 2020
AgencyIs It Expensive to Insure Commercial Vehicles?
A lot of businesses own or use vehicles to transport equipment, travel between locations and complete other work-related activities. Unique insurance is needed for these vehicles, which can make money-conscious businessowners nervous. Thankfully, commercial auto insurance for work vehicles isn’t always expensive. You could pay as low as $600 a year to insure a single […]
June 17, 2020
Agency4 Advantages of Workers Compensation Insurance
Employers are legally responsible for providing Workers Compensation‘ in most states. This falls back to your responsibility for the safety of your employees in the workplace. However, you may not be aware of the advantages of workers’ compensation insurance for employers. Let’s take a closer look at the extended benefits of buying this coverage. […]
May 22, 2020
AgencyCan Your Employees Get You Sued?
When you own a business, you don’t just need general liability insurance for your own actions. It also protects you from what your employees do. Here’s how. Can You Get Sued For What Your Employees Do? When you own a business, anything your employees do while working is something that you did, as far as […]
April 2, 2020
AgencyWays to Get the Most from Your Business Owners Policy
A business owners policy (BOP) is a great way for small businesses to save money on important coverages. It combines property coverage and general liability into one affordable policy, but these coverages don’t include every danger that may face your business. What Does a BOP Cover? Get BOP Insurance A standard BOP covers: • General […]
March 10, 2020
AgencyReady To Upgrade Your General Liability Policy?
Moving into a bigger building? Opening a second location? Launching a new product or service? Hiring more staff? Landing more clients? If your business is expanding in any meaningful way, it’s time to consider upgrading your general liability insurance. General Liability Insurance Form All you need to do is contact your insurance agent and let […]